Swift personal Loans
At Swift Personal Loans, we aim to provide you with a straightforward and stress-free borrowing experience. Our focus is on offering personal loans tailored to your financial needs, with fast approvals and terms that suit your budget. Whether you’re consolidating debt or covering an unexpected expense, we are here to help you achieve financial peace of mind with competitive rates and flexible repayment options.
Why Get a Personal Loan With Swift?
Bad Credit OK
Bad credit? No worries. As long as you meet the other eligibility criteria, your credit score won’t prevent you from qualifying for a personal loan with us.
Convenient Terms
We work with you to find a repayment plan that fits your financial situation, offering flexible loan terms to make the process as stress-free as possible.
Quick Inquiry Process
Our inquiry process is fast and efficient. If eligible, you can receive your cash in as little as 24 hours, getting the funds you need without delay.
Flexible Loan Use
We offer personal loans that you can use for a variety of needs, from debt consolidation to covering unexpected expenses.
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Personal Loans Near You
HOW IT WORKS
Fast and Easy Application Process
When working with Swift Personal Loans, there’s no need to worry about appointments or long wait times. We’re available seven days a week to provide the support you need, whenever you need it.
To learn more about Swift Personal Loans, shoot us a message or check out our FAQ page for additional details!
Fill Out a Short Form
Provide your basic information through our easy online application or contact us for instant pre-approval.
Quick Pre-Approval
Once we’ve verified your information, we’ll work to get you pre-approved, ensuring a hassle-free experience.
Receive Your Funds
Once approved, you can receive your funds in as little as one business day, giving you access to the cash you need fast.
Personalized Personal Loan Experience
$50 Million
In Title Loans Funded
38 States
Nationwide Coverage
1 Million
Customers Served
Swift Personal Loans has funded over $50 million in Personal Loans, helping thousands of customers meet their financial needs.
With coverage in 38 states, Swift Personal Loans is ready to assist you wherever you are.
We are proud to have helped over 13 million people across the nation secure fast and reliable personal loan services.
Understanding Personal Loans
What is a Personal Loan?
A personal loan is a type of unsecured loan that allows you to borrow money for various financial needs without using collateral. Personal loans are versatile, often used for consolidating debt, covering medical bills, home improvements, or managing unexpected expenses. With Swift Personal Loans, we offer flexible terms and competitive rates, ensuring you can tailor the loan to fit your specific financial situation. Whether you need a small loan or a larger sum, personal loans provide a quick and easy way to access the funds you need.
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How quickly can I get access to my funded loan?With Swift Title Loans, you could receive your funds as quickly as 24 hours after approval. Our streamlined process ensures that once you're approved, you get access to your cash fast, helping you meet your financial needs without delay.
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Why choose a car title loan over a traditional bank loan?Car title loans offer a faster and easier approval process compared to traditional bank loans. With no credit check required and quick access to funds, title loans are ideal for those who need cash fast and might not qualify for a traditional loan.
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What factors are considered to estimate the value of my vehicle?The value of your vehicle is determined by factors like the make, model, year, mileage, and overall condition. This estimate helps calculate the maximum loan amount you may qualify for, allowing you to borrow up to the value of your car.
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Can I apply for a title loan with bad credit?Yes, you can still apply for a title loan with bad credit. At Swift Title Loans, we focus on the value of your vehicle rather than your credit score, making it easier for you to get approved, even with less-than-perfect credit.
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Are interest rates on title loans higher than traditional loans?Title loan interest rates tend to be higher than traditional loans because they are short-term and don’t require a credit check. However, at Swift Title Loans, we strive to offer competitive rates and flexible repayment terms to make your loan as affordable as possible.
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How do I apply for a personal loan?Applying for a personal loan is simple. You can complete the application process online by providing details about your financial situation, income, and desired loan amount. Once submitted, you’ll typically receive a decision within minutes.
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What credit score is required for a personal loan?The credit score required for a personal loan varies by lender. While a higher score may give you better terms, many lenders offer personal loans to those with fair or even bad credit, depending on other factors like income and debt-to-income ratio.
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How fast can I get the funds from a personal loan?After approval, personal loan funds can be deposited into your account as quickly as 24 hours, although it may take a few business days depending on the lender.
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What can I use a personal loan for?Personal loans can be used for a variety of purposes, including debt consolidation, home improvements, medical bills, or other large expenses. Most lenders have flexible guidelines on how you can use the loan.
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Are personal loans unsecured?Yes, most personal loans are unsecured, meaning you don’t need to provide collateral like a car or home. This makes them an attractive option for borrowers who need funding without risking their assets.